Preferred Lender
Know your number before you fall in love with a house.
Paul Godbout
Branch Manager · The Godbout Group at New American FundingMost Southwest Florida deals are won or lost on financing. Underwriting gets complicated with condos, HOA-heavy communities and investment purchases. We work with Paul Godbout so our clients get a straight answer on what they can borrow before they start touring homes.
Equal Housing Lender. New American Funding is an independent company and is not affiliated with The Anchor Point Group or Premiere Plus Realty. You are never required to use this lender, and you are free to shop for any lender you choose. No fee or other consideration is paid for this referral.
Mortgage Calculator
Estimate your monthly payment
Plug in a price, down payment and rate to see what a Southwest Florida home really costs each month. Property taxes, insurance and HOA fees are included in the total.
Amortization schedule
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Monthly payments shown are an estimate for illustrative purposes only, based on the figures you entered. Taxes, insurance, HOA and PMI vary by property and lender. This is not an offer or commitment to lend. Contact a loan officer for an accurate quote.
Know Your Options
Common ways to finance in SWFL
Conventional & jumbo
Conventional loans are the usual route for primary and luxury homes. Jumbo loans cover SWFL's higher price points above conforming limits.
Second-home & investment
Vacation homes and rentals come with their own guidelines and down-payment rules. We'll walk you through them up front.
FHA & VA
Lower-down-payment options, plus VA loans for veterans, on qualifying primary residences.
Cash & bridge
Plenty of SWFL buyers pay cash or use bridge financing. Either way, we'll help you put together a competitive offer.
First Step
Let's get you pre-approved
Tell us a little about your plans and we'll connect you with a trusted Southwest Florida lender. We'll also help you understand the results, so you know where you stand before you shop.
- ✓Introductions to vetted local lenders
- ✓Help making sense of rates, loan terms and payments
- ✓A pre-approval that makes your offers stronger
Connect me with a lender
Share your plans and we'll point you to the right lender. No obligation.
From the blog
Read more from Joe and Jarrett
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Burlington, MA vs Southwest Florida: What Your Money Buys
Joe Lea compares Burlington, MA listings with Cape Coral, Estero and Fort Myers Beach homes at $650K, $1M and $1.5M, plus the taxes and costs that change.
Video Relocating to SWFL
Moving to Southwest Florida: 5 Hard Truths (and the Upside)
Five things Northeast movers learn late in Southwest Florida: the tax reset, roof-driven insurance, Gulf vs East Coast, golf club math and CDD fees.
Let's Find Your Place
We'll do the legwork. You enjoy Southwest Florida.
Tell us what you're looking for. We'll build your shortlist and keep an eye on the market. Then we'll handle the details, from the first showing through closing.